What it does

Section 1

The pot

One per currency, in your name, funded only from your main account. It can be paused, which stops every schedule at once without deleting anything. It can be closed — but not while there is money in it.

One per currency

Funded from main only

Pausable

Closable when empty

Section 2

Your people

Each person carries a pledge, a status and a history. A removed person keeps their history; removal is not deletion. You cannot add yourself, and the app explains why rather than showing a validation error.

Section 3

Pledges

An amount and a rhythm: monthly, weekly, quarterly, annually, or none. A pledge is intent. It moves nothing. Normalised to a month for the PROMISED figure: weekly ×4.33, quarterly ÷3, annual ÷12.

Section 4

Topping up

By hand, on a recurring top-up, or automatically when a run comes up short. The third is off by default, has a cap, and leaves a floor in your main account that it will not go below.

Section 5

Sending by hand

One person, one amount, any time. It comes out of the pot, it appears in their record and yours, and it counts toward SENT THIS MONTH.

Section 6

Schedules

Fixed per person, or a percentage of one total. Fixed carries its own amount on each line, and pausing one person leaves the others untouched — if the pot is short, nobody is paid and the run retries. A percentage schedule carries a total, and each line takes a share summing to exactly 100%.

Section 7

Asks

Someone on your list can ask for a specific amount, with a reason. You approve or decline. Approved and paid are separate states. An ask that nobody answers expires, and “nobody answered” is not the same as “no”.

Section 8

The record

Every run, every payment, every ask, every skipped month, with a reason attached to each. Per person and in total.